{
  "name": "motel-loans",
  "title": "Motel Loans: hotel loan sizer and franchise costs",
  "description": "Free, read-only MCP server for hotel and motel financing: runs the motel.loans hotel loan sizer (RevPAR to NOI, DSCR, largest supportable loan, breakeven occupancy) on your own numbers, returns franchise fees and total investment for 48 hotel brands from their filed franchise disclosure documents, compares brands, and lists SBA 7(a) and 504 terms for hotels under SOP 50 10 8.1 with FY 2027 fees. Every result cites its FDD, SBA or Federal Reserve source and a motel.loans page. No authentication.",
  "registryDescription": "Hotel and motel loan sizer, franchise fees for 48 brands from filed FDDs, SBA hotel terms.",
  "version": "1.0.0",
  "url": "https://motel.loans/mcp",
  "transport": {
    "type": "streamable-http",
    "url": "https://motel.loans/mcp"
  },
  "remotes": [
    {
      "type": "streamable-http",
      "url": "https://motel.loans/mcp"
    }
  ],
  "authentication": {
    "type": "none",
    "required": false
  },
  "protocolVersions": [
    "2026-07-28",
    "2025-11-25",
    "2025-06-18",
    "2025-03-26",
    "2024-11-05"
  ],
  "capabilities": {
    "tools": {
      "listChanged": false
    }
  },
  "tools": [
    {
      "name": "size_hotel_loan",
      "title": "Size a hotel or motel loan",
      "description": "Runs the motel.loans hotel loan sizer on your numbers: RevPAR, rooms and total revenue, each expense line, NOI, annual debt service, DSCR, the largest loan the cash flow supports at the lender's minimum DSCR, the loan-to-price cap, which one binds, cap rate, price per key and breakeven occupancy. Pick a brand to fill franchise fees from its FDD and a program (SBA 7(a), SBA 504, conventional) to fill rate, amortization and loan-to-price as the calculator does.",
      "readOnly": true
    },
    {
      "name": "get_franchise_costs",
      "title": "Franchise fees for a hotel brand",
      "description": "One hotel brand's franchise costs from its filed franchise disclosure document (FDD): royalty, marketing and other percent fees, per-room monthly fees, reservation and loyalty charges, initial and transfer fee for a 60-room hotel, the Item 7 total investment range, FDD date, page references and the filing link. Give rooms and rooms revenue to get the yearly percent and per-room fees for your hotel.",
      "readOnly": true
    },
    {
      "name": "compare_franchise_costs",
      "title": "Compare hotel franchise costs",
      "description": "A ranked table of hotel brands from the motel.loans FDD database (48 brands): royalty plus marketing percent, per-room monthly fees, initial fee for 60 rooms, transfer fee and Item 7 total investment range, each with its FDD year and page. Filter by parent company or name specific brands, and sort by percent fees, initial fee or lowest Item 7 cost.",
      "readOnly": true
    },
    {
      "name": "get_sba_hotel_loan_terms",
      "title": "SBA 7(a) and 504 terms for hotels",
      "description": "The SBA program terms motel.loans publishes for hotel and motel loans: SBA 7(a) maximum variable and fixed rates, loan and guaranty limits, equity, DSCR and maturity rules, FY 2027 guaranty fees; SBA 504 structure, debenture limit, jobs rule, fees and the latest 25-year rate. Each with its SBA or source link and effective date.",
      "readOnly": true
    }
  ],
  "documentation": "https://motel.loans/developers/",
  "websiteUrl": "https://motel.loans/developers/",
  "publisher": {
    "name": "Motel Loans (Janover Capital LLC)",
    "url": "https://motel.loans/",
    "contact": "hello@motel.loans"
  },
  "privacyPolicy": "https://motel.loans/privacy/",
  "termsOfService": "https://motel.loans/terms/",
  "license": "Free to use with credit \"Data: Motel Loans (motel.loans)\" and a link; FDD text belongs to the franchisors, SBA material is public",
  "icon": "https://motel.loans/icon-512.png"
}