Motel Loans Guides https://motel.loans/ Size a hotel or motel loan from rooms, ADR and occupancy, compare franchise fees from filed disclosure documents, and see which SBA path fits. en-us Hotel construction loans: how a new build gets financed https://motel.loans/guides/hotel-construction-loans/ https://motel.loans/guides/hotel-construction-loans/ Sat, 24 Oct 2026 00:00:00 GMT How lenders finance a new hotel: the budget they test against the brand's Item 7, equity, projections, SBA 504 and 7(a) construction rules and draws. Hotel refinance loans, and when refinancing a motel pays https://motel.loans/guides/hotel-refinance/ https://motel.loans/guides/hotel-refinance/ Sat, 24 Oct 2026 00:00:00 GMT When refinancing a hotel or motel makes sense, how lenders size a refinance or cash-out, what prepayment penalties cost, and SBA refinance rules. How lenders size a hotel loan: RevPAR, NOI and DSCR https://motel.loans/guides/how-lenders-size-a-hotel-loan/ https://motel.loans/guides/how-lenders-size-a-hotel-loan/ Sat, 24 Oct 2026 00:00:00 GMT The arithmetic a hotel lender runs, step by step, with a worked example, and the adjustments that make a bank's number smaller than yours. How to buy a motel, from first look to closing https://motel.loans/guides/how-to-buy-a-motel/ https://motel.loans/guides/how-to-buy-a-motel/ Sat, 24 Oct 2026 00:00:00 GMT The order a motel purchase actually happens in, what the seller, the brand and the lender each want from you, and where deals fall apart. PIP financing for hotels, and how a PIP changes your loan https://motel.loans/guides/pip-financing/ https://motel.loans/guides/pip-financing/ Sat, 24 Oct 2026 00:00:00 GMT What a property improvement plan is, why brands require one when a hotel sells, and the ways owners pay for it, from SBA loans to brand key money. SBA 504 loans for hotels and motels, with 15% down https://motel.loans/guides/sba-504-hotel-loans/ https://motel.loans/guides/sba-504-hotel-loans/ Sat, 24 Oct 2026 00:00:00 GMT How SBA 504 finances a hotel: the bank, CDC and owner split, why hotels need 15% down, the October 2026 debenture rate, FY2027 fees and the job rule. SBA 7(a) loans for hotels and motels: rules for 2026 https://motel.loans/guides/sba-7a-hotel-loans/ https://motel.loans/guides/sba-7a-hotel-loans/ Sat, 24 Oct 2026 00:00:00 GMT How SBA 7(a) finances a hotel or motel purchase under SOP 50 10 8.1, with the current rate cap, FY2027 fees, 10% equity, 1.25x DSCR and citizenship rules.